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VA Loan Types

San Diego VA loan types

 

Are you an active member of our armed services (including the National Guard or Reserves), a veteran, or the surviving spouse of a veteran? If so, and you’re looking to buy a home, condominium or other property in San Diego, a VA loan might be the right option for you! Mortgage loan rates are at historical lows, and the rates for VA mortgage loans in San Diego are no exception.

What is a VA mortgage loan? 

A VA mortgage loan is a low-interest mortgage offered by a VA-approved private lender such as Pure Mortgage and the loan is backed by the US Department of Veterans Affairs. VA loans are available across the US, including San Diego and all of southern California. Because the federal government guarantees a portion of VA loans, these loans are often seen as a less risky investment for mortgage lenders, thus allowing lenders in San Diego to offer favorable loan terms to prospective borrowers.

 

What VA loan types are available with low interest rates?

 

Pure Mortgage, a VA-approved lender licensed in the state of California and specializing in residential mortgages in the greater San Diego area is proud to offer you the following low interest VA mortgage option:

 

ü  New purchase loans: A VA mortgage loan will allow you to buy the property of your dreams in San Diego with a small down payment (or even no down payment), and mortgage rates which are competitive and lower than many conventional mortgage loans.

ü  Refinance an existing VA loan: We are proud to refinance existing VA loans in San Diego, with and without “cash-out” options. If you have built equity in your home and now need cash to complete any number of home improvement projects, to purchase a new car, to pay private school tuition, or for any other reason – call us today to discuss the low interest rate VA loans available in San Diego!

ü  Interest Rate Reduction Refinance Loans (IRRRL): Do you currently have a VA-backed mortgage loan, but due to the interest rate are you having trouble paying your mortgage each month? If so, call us today to find out more about interest rate reduction refinance loans that may be available to you.

 

If you are a disabled veteran, we may have additional loan programs that may be available to you, to help offset or cover the cost of needed updates to homes to make them work for you and your family. If you already have a VA loan, but need to make some modifications to your home based on your disability, call us today to find out more about an adapted housing grant, and what other loan or grant programs you may be eligible for.

 

If you are looking for a competitive mortgage rate in San Diego, and are an active service member, a veteran or the surviving spouse of a veteran, call or email us today to learn more about the low interest rate products we have available in San Diego!

 

With customer service at the core of our operational values, Pure Mortgage has developed and maintained a reputation of excellence & unparalleled service in the markets we serve. We thank you for your service to our country, and look forward to servicing your San Diego area mortgage loan needs!

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